Travel insurance for a road trip in Australia
from Detour Travel
Your local Expert for your tailor-made road-trip.
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It's certainly not the most exciting part of your trip planning, but having the right insurance coverage is essential for your vacation in Australia.
For an Australian road trip, you need to consider two main types of insurance:
Here we are going to see the best option for your Travel insurance.
For more information about tour Excess reduction options, please click here.
Travel insurance is designed to cover you and your belongings if you encounter any issues during your stay. By purchasing travel insurance, you benefit from a financial safety net and comprehensive assistance before, during, and after your trip.
This coverage is critical for major issues such as trip cancellations, injury or illness during your stay, or loss of luggage.
A multitude of companies offer travel insurance tailored for an Australian vacation. Since each provider has its own specific features, it is crucial to focus on the overall cost, the level of coverage, and the services included in your policy.
We generally advise travellers to look for comprehensive short-term insurance (for trips under 3 months) that covers:
Medical Expenses and Hospitalization: Ensure coverage is high (Australia is very expensive).
Emergency Repatriation: Coverage for bringing you home if medically necessary.
Trip Cancellation/Interruption: Protects your non-refundable trip costs.
Baggage/Personal Effects Coverage: In case of loss or theft. 24/7 Assistance Service.
Note for Working Holiday Makers (WHV): If you are traveling on a Working Holiday Visa (WHV), you will require a different, longer-term policy.
Ensure your policy covers the full duration of your visa and any work-related activities.
Practical Tips and advices from your local expertsInsurance providers offer different levels of coverage and services. While comparing prices is important, pay close attention to what each policy actually covers.
Top Tip: Buy your insurance within 48 hours of booking your trip to unlock maximum coverage benefits.
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Depending on your choice of insurance but here is a list of protection that you should look for
It is common for financial institutions to offer travel insurance coverage for purchases made with your credit card.
However, credit card coverage is often quite limited and comes with restrictions (e.g., maximum trip length, pre-existing conditions). It is essential to thoroughly check the exact terms and conditions of your bank’s policy before relying solely on its assistance.
Let Us Craft Your Dream Trip Down Under
Our team is based locally in Australia and New Zealand, ready to assist you at every step of your journey.
All our agents have extensively traveled the country in campervans, both with and without kids. They love sharing their real-life experience and insider tips.
We assist you before you leave (itinerary, activities, campsites) and remain available on-site during your road trip to ensure your peace of mind.